2010/03/16

Little Jane's photo
小溱溱的照片

There is no story about this photo.
I just feel the photo looks good.
So I post it as a record of life.
這張照片沒有什麼故事, 只是覺得照的不錯,
放上來當個生活紀錄.

2010/03/10

Fund Front Load Fee
基金手續費

We usually need paying front load fee when buying funds.
The discount from bank is one thing,
how to make perfect use of it is another thing.
For example, we often spend several thousand dollars on buying funds,
maybe three thousand dollars or four thousand dollars or whatever.
If we spend 3000 dollars on buying funds
and the front load fee after discounting is 1.5%,
the smount of front load fee is 45 dollars.
The point is front load fee is derived from rounding off to integer.
In that case, 3001 dollars fund produces 45 dollars fee.
3002 dollars fund produces 45 dollars fee too.
If the front load fee is 1.5%, 3033 dollars fund is the best choice.
That's have your own calculation at once!!
買基金大部分都需要手續費,
銀行給的折扣是一回事,
如何把手續費百分之百利用又是另一回事.
舉例來說, 大家常常以千元為單位購買基金,
以3000元來說, 銀行打完折假設手續費是1.5%,
這時候就必須付出45元手續費.
重點在於手續費是四捨五入算出來的,
3001元也是收45元手續費,
3002元也是收45元手續費,
以手續費是1.5%的條件下, 3033元是最划算的,
大家趕快去算算吧!!